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Discussion Starter · #1 ·
on my way home from gym and a toyota rear ends me. she was going about the pace of jogging, bummed me forward about 2 ft. not much damage broke the rear lights and bent the bracket that holds all that stuff. had to bend the licence plate out, the lady that kit me says; sorry good thing its just a scratch. I replied, maybe to u but I just bought this bike. she says just a bumb, my reply, if u drove me out another foot that car doing 60 mph would have made me dead. my sonnlaw is my agent, ask me if I was hurt, I dont think so, u never know until the next day. 40 yrs ago I was rear ended in my car, no big deal, went to hospital for xray just to make sure of no injuries and found out that I had a brain tumor, so, that accident saved my life. doctor told me another few months and the tumor might have been to big for operation. Hey, do u thing womans ins should have to rent me a valkyrie while my bike is repaired? the other thing, how will accident affect my resale value because it will show up on carfax?
 

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Discussion Starter · #3 ·
LOL; reading ur comment gave me a good laugh. My son-n-law ask if I was hurt, I said well Im not seeing stars but I am seeing dollar signs should I start worrying. was sorry to hear about dillpickel and his accident and resulting issues. will lift a prayer up for him.
 

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Discussion Starter · #4 ·
took bike to dealer to get est for repair, not too bad came to $754. including labor and parts. Only issue is the tail light part is on back order and parts guy says it could be one day to 6 months before part shows up. Do u think ins company should rent me a valkyrie to drive until my bike is repaired? when I got up this morning I found that my hand and wrist hurting, must of strain it when I grabbed on tight to keep bike from falling over. Maybe poncho had the right idea: have it totaled and get a new one.
 

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I doubt your insurance company will write it off with so little damage. I could be wrong.
it is not the minimal dollars it takes to write off a inexpensive motorcycle, it is the deep liability for personal injuries and restricting pain that are sure to follow from this trauma.. the bike might fetch $10k for replacement cost on a model that is no longer available. Liability is probably $150-300k.. I would let them know that you can no longer pick up that bike due to pain and trauma.


if you have in your insurance 30 day rental coverage, only then Your insurance, not the others, will pay $50 day. you couldn't find a new Valk in that arena and would be stuck on a hardley and for measley $50 day, a 883 sportsturd is the most you will get.. so No, rental aint happening.


don't be in a hurry to get your bike fixed. Insurance is on the hook to make it right for you.


besides, the $750 is just cosmetic damage. I imagine you had the bike in gear when hit. so the entire drive line experienced that unintended Energy wave that got sent thru it. all the way to motor. who is to say that you don't experience mechanical failures or premature wear. bearings, gears, et al.. Tell them No, fixing cosmetics is not good enough. they can take the hit for resale of this damaged machine on their dime. You want Full compensation for a replacement of equal or better (new).. they just want you to sign off on this so it doesn't grow into a much larger costly headache. $10k is cheap for them.. and of course you will either have your insurance cost go thru the roof and/or be banned from it, from this carrier.


how would I know? poncho
 

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...when I got up this morning I found that my hand and wrist hurting, must of strain it when I grabbed on tight to keep bike from falling over.
So many injuries happen this way. The ultimate insult is that we injure ourselves and the bike still goes down (and gets damaged) anyway :|
 

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Discussion Starter · #8 ·
poncho thats some good info, never thought about the drive train taking any damage from collision. I dont know if ur comment planted a seed because it does seem that there is more slack in driveshaft now when shifting thru the gears. at 71 it seems its much easier to get injured than when I was just a pup
 

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the only thing the insurance has ears to hear that you got hurt and are in pain.. the bike, they don't give two good schitts about. the fact that you might be willing to sign off on this claim once and for all is if they total your bike and give you FULL replacement cost for it. other than that do not even talk about the bike other than you can no longer ride it because of all the pain and trauma you experienced.
 

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... other than that do not even talk about the bike other than you can no longer ride it because of all the pain and trauma you experienced.
And don't forget to find a good lawyer to keep you out of jail when you get prosecuted for insurance fraud.
 

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And don't forget to find a good lawyer to keep you out of jail when you get prosecuted for insurance fraud.
lawyers are like congressmen, a dime a dozen and as useless as .. well, congress. on a good day they amount to being just a hit man, the only reason you need one is because somebody else has one.
your claim is not for the bike. it is for the pain and trauma. pain comes and pain goes. you just need to be compensated for it. if it happens to be for more than amount value of the bike, so wtf.?


speaking of lawyers. and congressmen. It is not so much that they are bad people because they are lawyers, It IS that they are lawyers because they are bad people..
the profession, if that is what you call it, just gives them venue to do what is already in them. brought to you by the lawfirm of ; Dewe , Cheatham & Howe
 

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Dam same you got hit by some moron not paying attention. Then she insults you by saying its just a scratch. These kind of people piss me off. Another couple of mph and you could be seriously hurt.
I had one and her girl friend almost kilked and drove away laughing. When i caught up to them i asked her if it would be funny if i pulled her out of that car? All of a sudden they stopped laughing. Point made.
 
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